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In-Home Consultation

Independent Equity Release Adviser

Equity Release – Expert Advice

FCA–authorised and Equity Release Council Member.

Award-winning equity release adviser with 20 years specialist experience in the industry.

Available face-to-face, or via phone or video call, across the UK.

If you're a homeowner aged 55 and over, contact Equity Release Guru today for an initial consultation to see how I can help.

Get In Touch

About Me

My name is Ian Howarth, founder of Equity Release Guru. Having spent several years as an independent financial adviser I made the move in 2005 to concentrate and specialise in the equity release sector, helping homeowners aged 55+ unlock the value in their homes safely and confidently.

 

As a wholly independent adviser, I provide bespoke advice tailored to your needs, ensuring recommendations are based solely on the best product in the market for your specific circumstances. I am proud to be a member of the Equity Release Council reflecting my commitment to ethical, regulated, and trustworthy advice and I have twice been recognised as Equity Release Adviser of the Year at the British Mortgage Awards, demonstrating my dedication to helping clients make informed decisions about their retirement and financial planning.

 

I am also very honoured that over the last 20 years I still have several local Age Concern charities that pass their customers over to me for trusted and safe equity release advice.

Professional Advice

Years of Experience

Award-Winning

What We Offer

Senior couple happily admiring their new house together

Lifetime Mortgages

Safely access money tied up in your home with regulated product solutions

Thoughtful mature couple looking out through window at home

Independent Advice

Receive whole-of-market advice tailored to your specific circumstances

Financial advisor meeting senior couple in living room with laptop

Retirement Planning

Use equity release to help you achieve that comfortable retirement

Cheerful senior woman receiving birthday gift from grandson outdoors by house

Family Gifting

Provide financial help to children, grandchildren, and family whilst you can

Home model placed on paper showing reported profits and financial data
Equity Release Council Logo
paper work for equity release

Why Choose Me?

  • 20 years of specialist experience with over 1000 happy customers.

  • Equity Release Council member. Ensuring safe & regulated products and advice.

  • Award winning adviser. Two-time winner of the Equity Release Adviser of the Year.

  • Face to face advice providing a tailored solution to your specific circumstances.

Unlock Your Home’s Potential Today

Discover how equity release can give you financial freedom and peace of mind. Contact me via my enquiry form to take the first step toward a comfortable retirement!

Opening Hours

Monday – Sunday: 09:00 - 21:00

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Equity Release Guru is a trading style of Mortgage Salad Limited, which is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register at register.fca.org.uk under reference 566220. 
 
Equity Release products, such as a Lifetime Mortgage or Home Reversion Plan, may reduce the value of your estate and could affect your entitlement to benefits. To understand the features and risks please ask us for a Personalised Illustration.  

 

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