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In-Home Consultation

Independent Equity Release Adviser

Equity Release – Expert Advice

FCA-authorised and Equity Release Council member. Nearly 20 years of specialist experience.

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About Me

I’m Ian Howarth, founder of Equity Release Guru. With nearly 20 years of specialist experience, I help homeowners aged 55+ unlock the value in their homes safely and confidently. As an independent equity release adviser, I provide whole-of-market advice tailored to your needs, ensuring recommendations are based solely on what’s great for you. I am proud to be a member of the Equity Release Council and authorised by the Financial Conduct Authority (FCA), reflecting my commitment to ethical, regulated, and trustworthy advice. Over the years, I’ve been recognised as Equity Release Adviser of the Year twice, demonstrating my dedication to helping clients make informed, confident decisions about their retirement and family financial planning.

Professional Advice

Years of Experience

Award-Winning

What We Offer

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Lifetime Mortgages

Access your home’s equity safely with council-approved lifetime mortgage solutions.

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Independent Advice

Receive whole-of-market guidance tailored to your needs, free from lender influence.

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Retirement Planning

Plan your finances to enjoy retirement, support family, and secure your future.

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Family Gifting

Provide financial help to children or grandchildren while staying in control of your home.

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Why Choose Me?

  • FCA-Authorised And Equity Release Council Member: Ensuring safe, regulated advice.

  • Nearly 20 Years Of Specialist Experience: Expertise you can trust.

  • Award-Winning Adviser: Twice recognised for excellence in equity release.

  • Personalised, Uk-Wide Service: Tailored solutions with a local touch.

Unlock Your Home’s Potential Today

Discover how equity release can give you financial freedom and peace of mind. Contact me via my enquiry form to take the first step toward a comfortable retirement!

Opening Hours

Monday – Sunday: 09:00 - 21:00

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Equity Release Guru is a trading style of Mortgage Salad Limited, which is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register at register.fca.org.uk under reference 566220. 
 
Equity Release products, such as a Lifetime Mortgage or Home Reversion Plan, may reduce the value of your estate and could affect your entitlement to benefits. To understand the features and risks please ask us for a Personalised Illustration.  

 

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